Saku

Track money in and out, fast.

Saku is a personal money tracker. Log with one hand, let Saku read e-wallet screenshots and notifications on your phone, and see where your money goes.

Works without an account. Sign in only to sync and share books.

Saku home screen: total balance across wallets, notifications to review, Add, Scan, Transfer and Goals buttons, quick log, and a spending composition chart

See Saku at work

The same tour as in the app: seven features, one screen each. Swipe to continue.

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Log in 3 taps

Type the amount, then Save. Category, wallet and time are already filled in.

Save it as a template, then log in 2 taps from Home.

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Scan receipts and screenshots

Hold + to scan a receipt or an e-wallet screenshot. It is read on your phone.

Pick from the gallery, or shoot with the camera.

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QRIS payments, drafted for you

Pay with QRIS from an e-wallet or your bank and Saku drafts the entry. Review it, then Save. The text is masked and stays on your phone.

Switch it on in Settings: Auto-log from payment notifications.

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All your wallets

Bring many wallets together. Switch off the ones you don't want counted, hide amounts any time.

Wallets can nest: GoPeh inside Wallet A.

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Reports you can open

Tap a bar or a slice to see the transactions behind it.

Your report filter is remembered.

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Budgets and goals

Set a limit per category and save towards a goal. Saku warns you when one is nearly used up.

Recurring bills are on the third tab.

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Ask Saku

Ask anything about your money. Numbers always come from your data.

Limit wallets and period before you ask.

Saku tour

Ready to start?

The same tour shows once when you first open Saku, and you can replay it in Settings › Support › Tutorial.

Get it on Google Play

Swipe to continue →

Everything you need to keep track

Built for how Indonesia pays: e-wallets, QRIS, bank transfers and cash.

Fast entry

Type the amount on a calculator keypad and save. Your last category and wallet are already picked. Save regular entries as templates.

Reads screenshots

Share an e-wallet screenshot to Saku. The amount, date and merchant are read on your phone, then you check them.

From notifications

Once you allow it, payment notifications from banks and e-wallets become entries you only need to approve.

Wallets and shared books

Many wallets, grouped the way you like. Invite a partner or family to one book, while private wallets stay private.

Reports and budgets

Charts you can tap down to the transaction. Budgets per category, savings goals and bill reminders.

Ask Saku

Ask "how much did I spend on coffee this month?" and get the answer from your own records, with the transactions behind it.

Your data stays on your phone

Financial data is sensitive. Saku uses only what it needs and explains all of it, in line with Indonesia's Personal Data Protection Law (Law No. 27 of 2022).

Read the Privacy Policy ›

  • Without an account, all data stays on your phone.
  • Screenshots and their text are processed on the phone and never sent.
  • Phone, card and account numbers are masked before anything is saved.
  • Location, cloud AI and crash reports stay off until you turn them on.
  • Export all your data for free, and delete your account any time.

Help

The questions we hear most.

Do I need an account?

No. Without an account, Saku works fully on your phone. An account (Google or an email one-time code) is only needed to sync to other devices and share books.

Where is my data stored?

Without an account, only on the phone. Once you sign in, structured transactions are stored on our server in Singapore. Details are in the Privacy Policy.

How do I delete my account?

In the app: Settings › Account & sync › Delete account. No longer have the app? Follow the steps on Delete account.

How do I move my data?

Settings › Import & export › Full backup (JSON) or CSV. Saku can also import from other money apps.

Is Saku a bank or a financial adviser?

No. Saku only keeps records. It does not move money and does not give investment advice. See the Terms of Use.